What’s the Difference Between an Elephant and a Chocolate Chip Cookie?

We paid off one more bill this week, and I feel different. When we paid off the first two bills, I was excited about it and still unsure if we can continue this. Can we keep the momentum and stay focused?  I’m not totally amazed that we managed it - I’m CONFIDENT about it!  We… Continue reading What’s the Difference Between an Elephant and a Chocolate Chip Cookie?

Part Two

Previously: …I didn’t have a plan, money wasn’t a concern; the lights were on, the house was warm in the winter and cool in the summer. Until 2014, when my husband was injured at work and couldn’t continue heavy physical labor any longer.  Now, I’ll tell you the rest of the story… So now I’m… Continue reading Part Two

Money and Relationships

Changing behavior with money is the key to budgeting.  Paraphrasing one of my favorite quotes by Charles Swindoll “Life is 10% what happens to me and 90% how I react to it” reflects how I feel about money.  Its amazing how funding an emergency fund changes our reactions.  I’ve experienced  its unwise to make financial decisions… Continue reading Money and Relationships


Intentional My word of the year for 2019 is Intentional - with my life and with money.   Almost two years ago, my family experienced a life altering event, which I’ll share in an upcoming April post. We were in survival mode, just getting by emotionally and financially. “To the world you are one person, but… Continue reading Intentional